A Negotiated Solution May Be the Best Alternative “Sorry ABC Apartment Management Company! I have not been working. My employer furloughed me. You know, that Chinese virus thing…” “Well Mr. Jones, I can see in my report that you worked for Starbucks 4 hours today and 32 hours for Best Buy so far this week.” …. Read More
With IWVPro.com, a Lender gains real-time earnings transparency. Lenders gain a real-time “look” into wages and income earned by a potential borrower before it is deposited into a bank account as part of their employer’s normal payout process. This enables a Lender to anticipate potential cash-flow issues, make adjustments early, and develop transparency and trust …. Read More
THE PROBLEM Lenders must determine in real-time if a borrower has the ability to qualify or repay their loan. IBV [Instant Bank Verification platforms are valuable tools BUT wages, gig income, other credits, and debits reflected by IBV platforms are simply reporting old news! History… Platforms like Plaid & Yodlee are too late to the …. Read More
Our platform provides, – in real-time up to the minute reports and alerts, whether your debtor is truly impacted by this pandemic. We can report to you how many hours and wages your debtors earned this a.m., yesterday, this week, last week, last month… in seconds at: Wallmart, Target, Del Taco, Kentucky Fried Chicken, Target… 22K+ more employers.
We don’t wait for your borrower’s wages to appear in their bank account! We access wages earned in real-time! How many hours did your borrower applicant or past due debtor work for WalMart this a.m? Yesterday? Last week? How much $$ has your customer REALLY earned in accumulated wages since their last payday? [Banks and …. Read More
Lenders & collectors: leverage real-time work activity, instant income verification & wages earned by your borrowers to reduce your risk, accelerate your underwriting, improve collections while reducing headcount! Better than “instant bank verification” on steroids! [Actually, our wage and income earned verification tool complements “instant bank verification” tools. Get in front of the bank; past …. Read More